*,
    *::before,
    *::after {
      box-sizing: border-box;
      margin: 0;
      padding: 0
    }

    :root {
      --blue: #1E5EFF;
      --blue-dark: #1549D4;
      --blue-light: #4A7DFF;
      --navy: #0A1F44;
      --navy-mid: #0F2D5E;
      --lb: #EAF2FF;
      --white: #FFFFFF;
      --grad: linear-gradient(135deg, #1E5EFF 0%, #4A7DFF 100%);
      --grad-rev: linear-gradient(135deg, #4A7DFF 0%, #1E5EFF 100%);
      --text-muted: #6B7FA3;
      --border: rgba(30, 94, 255, 0.1);
      --r: 20px;
      --r-lg: 28px;
      --sh: 0 4px 24px rgba(30, 94, 255, 0.10);
      --sh-lg: 0 16px 56px rgba(10, 31, 68, 0.13);
    }

    html {
      scroll-behavior: smooth
    }

    body {
      font-family: 'Inter', sans-serif;
      color: var(--navy);
      background: #F4F8FF;
      overflow-x: hidden
    }

    h1,
    h2,
    h3,
    h4,
    h5,
    h6 {
      font-family: 'DM Sans', sans-serif;
      line-height: 1.2
    }

    a {
      text-decoration: none
    }

    img {
      display: block;
      max-width: 100%
    }

    /* ─ UTIL ─ */
    .container {
      max-width: 1220px;
      margin: 0 auto;
      padding: 0 28px
    }

    .sec {
      padding: 100px 0
    }

    .sec-tag {
      display: inline-flex;
      align-items: center;
      gap: 6px;
      font-size: 12px;
      font-weight: 700;
      letter-spacing: 1.4px;
      text-transform: uppercase;
      color: var(--blue);
      margin-bottom: 14px
    }

    .sec-tag::before {
      content: '';
      display: inline-block;
      width: 20px;
      height: 2px;
      background: var(--blue);
      border-radius: 2px
    }

    .sec-h {
      font-size: clamp(30px, 4vw, 46px);
      font-weight: 800;
      color: var(--navy);
      margin-bottom: 16px;
      letter-spacing: -0.4px
    }

    .sec-p {
      font-size: 17px;
      color: var(--text-muted);
      line-height: 1.75;
      max-width: 580px
    }

    .center-hd {
      text-align: center
    }

    .center-hd .sec-p {
      margin: 0 auto
    }

    .hd-gap {
      margin-bottom: 60px
    }

    /* ─ BUTTONS ─ */
    .btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
      font-family: 'DM Sans', sans-serif;
      font-weight: 700;
      cursor: pointer;
      border: none;
      transition: all .22s;
      text-decoration: none
    }

    .btn-blue {
      background: var(--grad);
      color: #fff;
      padding: 15px 32px;
      border-radius: 50px;
      font-size: 15px;
      box-shadow: 0 6px 24px rgba(30, 94, 255, 0.35)
    }

    .btn-blue:hover {
      transform: translateY(-2px);
      box-shadow: 0 10px 32px rgba(30, 94, 255, 0.45)
    }

    .btn-ghost {
      background: rgba(255, 255, 255, 0.12);
      color: #fff;
      padding: 15px 32px;
      border-radius: 50px;
      font-size: 15px;
      border: 1.5px solid rgba(255, 255, 255, 0.28);
      backdrop-filter: blur(8px)
    }

    .btn-ghost:hover {
      background: rgba(255, 255, 255, 0.22);
      transform: translateY(-2px)
    }

    .btn-outline-blue {
      background: transparent;
      color: var(--blue);
      padding: 13px 28px;
      border-radius: 50px;
      font-size: 14px;
      border: 2px solid rgba(30, 94, 255, 0.3)
    }

    .btn-outline-blue:hover {
      background: var(--lb);
      border-color: var(--blue)
    }

    .btn-white {
      background: #fff;
      color: var(--blue);
      padding: 13px 28px;
      border-radius: 50px;
      font-size: 14px;
      box-shadow: 0 4px 16px rgba(0, 0, 0, 0.12)
    }

    .btn-white:hover {
      transform: translateY(-2px);
      box-shadow: 0 8px 28px rgba(0, 0, 0, 0.18)
    }

    /* ─ HERO ─ */
    .hero {
      background: linear-gradient(135deg, var(--navy) 0%, #0f2d6b 50%, #1540a8 100%);
      padding: 148px 28px 90px;
      position: relative;
      overflow: hidden
    }

    .hero-orb1 {
      position: absolute;
      top: -180px;
      right: -100px;
      width: 560px;
      height: 560px;
      background: radial-gradient(circle, rgba(74, 125, 255, .28) 0%, transparent 70%);
      pointer-events: none
    }

    .hero-orb2 {
      position: absolute;
      bottom: -200px;
      left: -80px;
      width: 440px;
      height: 440px;
      background: radial-gradient(circle, rgba(30, 94, 255, .18) 0%, transparent 70%);
      pointer-events: none
    }

    .hero-inner {
      max-width: 1220px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: 1fr 440px;
      gap: 70px;
      align-items: center;
      position: relative;
      z-index: 1
    }

    .hero-chip {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(255, 255, 255, 0.08);
      border: 1px solid rgba(255, 255, 255, 0.18);
      color: rgba(255, 255, 255, .9);
      font-size: 13px;
      font-weight: 600;
      padding: 7px 16px;
      border-radius: 50px;
      margin-bottom: 24px;
      backdrop-filter: blur(10px)
    }

    .hero h1 {
      font-size: clamp(34px, 5vw, 58px);
      font-weight: 800;
      color: #fff;
      margin-bottom: 22px;
      letter-spacing: -0.6px;
      line-height: 1.12
    }

    .hero h1 em {
      font-style: normal;
      background: var(--grad);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text
    }

    .hero-sub {
      font-size: 17px;
      color: rgba(255, 255, 255, .72);
      line-height: 1.75;
      margin-bottom: 36px;
      max-width: 510px
    }

    .trust-row {
      display: flex;
      flex-wrap: wrap;
      gap: 10px;
      margin-bottom: 40px
    }

    .trust-pill {
      display: flex;
      align-items: center;
      gap: 6px;
      background: rgba(255, 255, 255, .08);
      border: 1px solid rgba(255, 255, 255, .15);
      color: rgba(255, 255, 255, .88);
      font-size: 13px;
      font-weight: 500;
      padding: 7px 14px;
      border-radius: 50px;
      backdrop-filter: blur(6px)
    }

    .trust-pill .tk {
      color: #60CFFF;
      font-weight: 700
    }

    .hero-btns {
      display: flex;
      gap: 14px;
      flex-wrap: wrap
    }

    /* glass estimator */
    .glass-card {
      background: rgba(255, 255, 255, .09);
      backdrop-filter: blur(22px);
      -webkit-backdrop-filter: blur(22px);
      border: 1px solid rgba(255, 255, 255, .2);
      border-radius: var(--r-lg);
      padding: 36px 30px;
      position: relative;
      box-shadow: 0 24px 64px rgba(0, 0, 0, .28)
    }

    .glass-float {
      position: absolute;
      top: -15px;
      left: 50%;
      transform: translateX(-50%);
      background: var(--grad);
      color: #fff;
      font-size: 12px;
      font-weight: 700;
      padding: 6px 20px;
      border-radius: 50px;
      white-space: nowrap;
      box-shadow: 0 4px 16px rgba(30, 94, 255, .45);
      letter-spacing: .4px
    }

    .glass-card h3 {
      font-size: 21px;
      font-weight: 700;
      color: #fff;
      text-align: center;
      margin: 12px 0 24px
    }

    .fg {
      margin-bottom: 14px
    }

    .fg label {
      display: block;
      font-size: 11px;
      font-weight: 700;
      color: rgba(255, 255, 255, .6);
      margin-bottom: 7px;
      text-transform: uppercase;
      letter-spacing: .7px
    }

    .fg select,
    .fg input[type=text],
    .fg input[type=email] {
      width: 100%;
      background: rgba(255, 255, 255, .1);
      border: 1.5px solid rgba(255, 255, 255, .18);
      border-radius: 12px;
      padding: 12px 14px;
      color: #fff;
      font-size: 14px;
      font-family: 'Inter', sans-serif;
      appearance: none;
      outline: none;
      transition: border-color .2s
    }

    .fg select option {
      background: #0F2D5E;
      color: #fff
    }

    .fg select:focus,
    .fg input:focus {
      border-color: rgba(255, 255, 255, .5)
    }

    .fg input::placeholder {
      color: rgba(255, 255, 255, .4)
    }

    .btn-calc-main {
      width: 100%;
      background: #fff;
      color: var(--blue);
      font-family: 'DM Sans', sans-serif;
      font-size: 15px;
      font-weight: 800;
      padding: 15px;
      border-radius: 12px;
      border: none;
      cursor: pointer;
      margin-top: 8px;
      transition: all .22s;
      box-shadow: 0 4px 18px rgba(0, 0, 0, .18)
    }

    .btn-calc-main:hover {
      transform: translateY(-2px);
      box-shadow: 0 8px 28px rgba(0, 0, 0, .22)
    }

    /* ─ FACTORS ─ */
    .factors-sec {
      background: #fff
    }

    .factors-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 22px
    }

    .fc {
      background: #F4F8FF;
      border: 1.5px solid var(--border);
      border-radius: var(--r);
      padding: 30px 24px;
      transition: all .26s;
      cursor: default;
      position: relative;
      overflow: hidden
    }

    .fc::after {
      content: '';
      position: absolute;
      left: 0;
      bottom: 0;
      width: 100%;
      height: 3px;
      background: var(--grad);
      transform: scaleX(0);
      transform-origin: left;
      transition: transform .3s
    }

    .fc:hover {
      background: #fff;
      border-color: rgba(30, 94, 255, .22);
      box-shadow: var(--sh);
      transform: translateY(-5px)
    }

    .fc:hover::after {
      transform: scaleX(1)
    }

    .fc-ico {
      width: 52px;
      height: 52px;
      background: var(--lb);
      border-radius: 14px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 24px;
      margin-bottom: 18px
    }

    .fc-name {
      font-size: 16px;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 8px
    }

    .fc-desc {
      font-size: 13px;
      color: var(--text-muted);
      line-height: 1.65
    }

    /* ─ PRICING CARDS ─ */
    .pricing-sec {
      background: linear-gradient(180deg, #EEF5FF 0%, #F4F8FF 100%);
      padding: 100px 0
    }

    .pricing-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 20px;
      align-items: start
    }

    .pc {
      background: #fff;
      border: 1.5px solid var(--border);
      border-radius: var(--r-lg);
      overflow: hidden;
      transition: all .28s;
      display: flex;
      flex-direction: column
    }

    .pc:hover {
      transform: translateY(-8px);
      box-shadow: var(--sh-lg);
      border-color: rgba(30, 94, 255, .25)
    }

    .pc-head {
      padding: 30px 26px 24px;
      border-bottom: 1.5px solid var(--border)
    }

    .pc-badge {
      display: inline-block;
      font-size: 11px;
      font-weight: 700;
      letter-spacing: 1px;
      text-transform: uppercase;
      color: var(--blue);
      background: var(--lb);
      padding: 4px 12px;
      border-radius: 50px;
      margin-bottom: 14px
    }

    .pc-name {
      font-size: 22px;
      font-weight: 800;
      color: var(--navy);
      margin-bottom: 6px
    }

    .pc-for {
      font-size: 13px;
      color: var(--text-muted)
    }

    .pc-body {
      padding: 24px 26px;
      flex: 1;
      display: flex;
      flex-direction: column
    }

    .pc-features {
      list-style: none;
      flex: 1;
      margin-bottom: 28px
    }

    .pc-features li {
      display: flex;
      align-items: flex-start;
      gap: 11px;
      font-size: 14px;
      color: #3D5280;
      padding: 9px 0;
      border-bottom: 1px solid rgba(30, 94, 255, .07);
      line-height: 1.5
    }

    .pc-features li:last-child {
      border-bottom: none
    }

    .chk-wrap {
      width: 22px;
      height: 22px;
      min-width: 22px;
      background: var(--lb);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-top: 1px
    }

    .chk-wrap svg {
      width: 10px;
      height: 10px;
      fill: none;
      stroke: var(--blue);
      stroke-width: 2.5;
      stroke-linecap: round;
      stroke-linejoin: round
    }

    /* featured card */
    .pc.featured {
      background: var(--navy);
      border-color: var(--blue);
      box-shadow: 0 20px 56px rgba(30, 94, 255, .28);
      transform: translateY(-6px)
    }

    .pc.featured:hover {
      transform: translateY(-14px)
    }

    .pc.featured .pc-head {
      border-color: rgba(255, 255, 255, .1)
    }

    .pc.featured .pc-badge {
      background: rgba(30, 94, 255, .35);
      color: #7FBBFF
    }

    .pc.featured .pc-name {
      color: #fff
    }

    .pc.featured .pc-for {
      color: rgba(255, 255, 255, .55)
    }

    .pc.featured .pc-features li {
      color: rgba(255, 255, 255, .82);
      border-color: rgba(255, 255, 255, .08)
    }

    .pc.featured .chk-wrap {
      background: rgba(30, 94, 255, .3)
    }

    .pc.featured .chk-wrap svg {
      stroke: #7FBBFF
    }

    .featured-ribbon {
      background: var(--grad);
      color: #fff;
      text-align: center;
      font-size: 12px;
      font-weight: 700;
      padding: 9px;
      letter-spacing: .6px
    }

    /* ─ INCLUDED ─ */
    .included-sec {
      background: #fff
    }

    .included-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 22px
    }

    .inc {
      background: #F4F8FF;
      border: 1.5px solid var(--border);
      border-radius: var(--r);
      padding: 32px 24px;
      text-align: center;
      transition: all .26s;
      position: relative;
      overflow: hidden
    }

    .inc:hover {
      background: #fff;
      transform: translateY(-6px);
      box-shadow: var(--sh);
      border-color: rgba(30, 94, 255, .25)
    }

    .inc-ico-ring {
      width: 64px;
      height: 64px;
      background: var(--grad);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 18px;
      font-size: 26px;
      box-shadow: 0 6px 20px rgba(30, 94, 255, .3)
    }

    .inc-name {
      font-size: 16px;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 8px
    }

    .inc-desc {
      font-size: 13px;
      color: var(--text-muted);
      line-height: 1.65
    }

    .inc-check {
      position: absolute;
      top: 16px;
      right: 16px;
      width: 24px;
      height: 24px;
      background: rgba(30, 94, 255, .08);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center
    }

    .inc-check svg {
      width: 11px;
      height: 11px;
      fill: none;
      stroke: var(--blue);
      stroke-width: 2.5;
      stroke-linecap: round;
      stroke-linejoin: round
    }

    /* ─ COMPARISON ─ */
    .cmp-sec {
      background: linear-gradient(135deg, #05163A 0%, #0A2560 100%);
      padding: 100px 0
    }

    .cmp-wrap {
      background: rgba(255, 255, 255, .04);
      border: 1px solid rgba(255, 255, 255, .1);
      border-radius: var(--r-lg);
      overflow: hidden
    }

    .cmp-table {
      width: 100%;
      border-collapse: collapse
    }

    .cmp-table thead tr {
      background: rgba(255, 255, 255, .06)
    }

    .cmp-table th {
      padding: 22px 28px;
      font-family: 'DM Sans', sans-serif;
      font-size: 15px;
      font-weight: 700;
      color: rgba(255, 255, 255, .9);
      text-align: center;
      border-bottom: 1px solid rgba(255, 255, 255, .08)
    }

    .cmp-table th:first-child {
      text-align: left;
      width: 38%
    }

    .cmp-table th.us {
      color: #7FBBFF;
      background: rgba(30, 94, 255, .18);
      font-size: 17px
    }

    .cmp-table td {
      padding: 16px 28px;
      font-size: 14px;
      color: rgba(255, 255, 255, .72);
      text-align: center;
      border-bottom: 1px solid rgba(255, 255, 255, .05)
    }

    .cmp-table td:first-child {
      text-align: left;
      font-weight: 500;
      color: rgba(255, 255, 255, .88)
    }

    .cmp-table td.us {
      background: rgba(30, 94, 255, .09)
    }

    .cmp-table tbody tr:hover td {
      background: rgba(255, 255, 255, .035)
    }

    .cmp-table tbody tr:hover td.us {
      background: rgba(30, 94, 255, .16)
    }

    .cmp-table tbody tr:last-child td {
      border-bottom: none
    }

    .yi {
      color: #4ADE80;
      font-size: 20px;
      font-weight: 700
    }

    .ni {
      color: rgba(255, 255, 255, .18);
      font-size: 20px
    }

    .mi {
      color: #FBBF24;
      font-size: 16px;
      font-weight: 600
    }

    /* ─ CALCULATOR ─ */
    .calc-sec {
      background: #F4F8FF
    }

    .calc-box {
      background: #fff;
      border-radius: var(--r-lg);
      padding: 52px;
      box-shadow: var(--sh-lg);
      border: 1.5px solid var(--border)
    }

    .calc-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 22px;
      margin-bottom: 32px
    }

    .cl {
      display: block;
      font-size: 13px;
      font-weight: 600;
      color: var(--navy);
      margin-bottom: 8px
    }

    .cs {
      width: 100%;
      padding: 13px 16px;
      border: 2px solid rgba(30, 94, 255, .14);
      border-radius: 12px;
      font-size: 14px;
      font-family: 'Inter', sans-serif;
      color: var(--navy);
      background: #F4F8FF;
      appearance: none;
      outline: none;
      transition: border-color .2s;
      cursor: pointer
    }

    .cs:focus {
      border-color: var(--blue)
    }

    .calc-result {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 0;
      background: linear-gradient(135deg, #EEF5FF, #DDE9FF);
      border-radius: var(--r);
      overflow: hidden;
      margin-bottom: 32px;
      border: 1.5px solid rgba(30, 94, 255, .15)
    }

    .cr-item {
      padding: 28px 24px;
      text-align: center;
      border-right: 1.5px solid rgba(30, 94, 255, .12)
    }

    .cr-item:last-child {
      border-right: none
    }

    .cr-label {
      font-size: 11px;
      font-weight: 700;
      color: var(--text-muted);
      text-transform: uppercase;
      letter-spacing: 1px;
      margin-bottom: 10px
    }

    .cr-val {
      font-family: 'DM Sans', sans-serif;
      font-size: 28px;
      font-weight: 800;
      color: var(--blue)
    }

    .cr-sub {
      font-size: 12px;
      color: var(--text-muted);
      margin-top: 4px
    }

    .calc-cta-wrap {
      text-align: center
    }

    /* ─ PAYMENT ─ */
    .pay-sec {
      background: #fff
    }

    .pay-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 22px
    }

    .pay-card {
      background: #F4F8FF;
      border: 1.5px solid var(--border);
      border-radius: var(--r);
      padding: 34px 26px;
      text-align: center;
      transition: all .26s;
      position: relative;
      overflow: hidden
    }

    .pay-card::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 4px;
      background: var(--grad);
      transform: scaleX(0);
      transform-origin: left;
      transition: transform .3s
    }

    .pay-card:hover {
      background: #fff;
      transform: translateY(-6px);
      box-shadow: var(--sh)
    }

    .pay-card:hover::before {
      transform: scaleX(1)
    }

    .pay-ico {
      font-size: 42px;
      margin-bottom: 16px;
      display: block
    }

    .pay-name {
      font-size: 17px;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 8px
    }

    .pay-desc {
      font-size: 13px;
      color: var(--text-muted);
      line-height: 1.65
    }

    .pay-security {
      display: flex;
      justify-content: center;
      gap: 32px;
      margin-top: 50px;
      flex-wrap: wrap
    }

    .ps-item {
      display: flex;
      align-items: center;
      gap: 9px;
      font-size: 14px;
      color: #3D5280;
      font-weight: 500
    }

    .ps-ico {
      width: 34px;
      height: 34px;
      background: var(--lb);
      border-radius: 10px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 16px
    }

    /* ─ DISCOUNTS ─ */
    .disc-sec {
      background: linear-gradient(160deg, #EEF5FF 0%, #F4F8FF 100%)
    }

    .disc-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 20px
    }

    .dc {
      background: #fff;
      border: 1.5px solid var(--border);
      border-radius: var(--r);
      padding: 30px 20px;
      text-align: center;
      transition: all .26s;
      display: flex;
      flex-direction: column;
      align-items: center
    }

    .dc:hover {
      transform: translateY(-6px);
      box-shadow: var(--sh);
      border-color: rgba(30, 94, 255, .25)
    }

    .dc-ico-bg {
      width: 60px;
      height: 60px;
      border-radius: 50%;
      background: var(--lb);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 26px;
      margin-bottom: 16px;
      border: 3px solid rgba(30, 94, 255, .12);
      transition: all .26s
    }

    .dc:hover .dc-ico-bg {
      background: var(--grad);
      border-color: transparent;
      box-shadow: 0 6px 20px rgba(30, 94, 255, .3)
    }

    .dc-name {
      font-size: 15px;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 8px
    }

    .dc-desc {
      font-size: 12.5px;
      color: var(--text-muted);
      line-height: 1.65;
      margin-bottom: 14px;
      flex: 1
    }

    .dc-link {
      font-size: 12px;
      color: var(--blue);
      font-weight: 700;
      display: inline-flex;
      align-items: center;
      gap: 4px;
      padding: 6px 14px;
      background: var(--lb);
      border-radius: 50px;
      transition: all .2s
    }

    .dc-link:hover {
      background: var(--blue);
      color: #fff
    }

    /* ─ TESTIMONIALS ─ */
    .testi-sec {
      background: var(--navy)
    }

    .testi-sec .sec-h {
      color: #fff
    }

    .testi-sec .sec-p {
      color: rgba(255, 255, 255, .6)
    }

    .testi-sec .sec-tag {
      color: #7FBBFF
    }

    .testi-sec .sec-tag::before {
      background: #7FBBFF
    }

    .testi-overflow {
      overflow: hidden;
      position: relative
    }

    .testi-track {
      display: flex;
      gap: 24px;
      transition: transform .45s cubic-bezier(.4, 0, .2, 1);
      will-change: transform
    }

    .tc {
      background: rgba(255, 255, 255, .06);
      border: 1px solid rgba(255, 255, 255, .1);
      border-radius: var(--r);
      padding: 32px;
      flex-shrink: 0;
      display: flex;
      flex-direction: column;
      gap: 20px;
      transition: background .26s, border-color .26s, transform .26s;
      backdrop-filter: blur(8px)
    }

    .tc:hover {
      background: rgba(255, 255, 255, .1);
      border-color: rgba(255, 255, 255, .2);
      transform: translateY(-4px)
    }

    .tc-top {
      display: flex;
      align-items: center;
      justify-content: space-between
    }

    .tc-stars {
      color: #FBBF24;
      font-size: 13px;
      letter-spacing: 2px
    }

    .tc-quote-ico {
      font-size: 28px;
      opacity: .3
    }

    .tc-text {
      font-size: 14px;
      color: rgba(255, 255, 255, .78);
      line-height: 1.8;
      font-style: italic;
      flex: 1
    }

    .tc-author {
      display: flex;
      align-items: center;
      gap: 14px;
      padding-top: 16px;
      border-top: 1px solid rgba(255, 255, 255, .08)
    }

    .tc-avatar {
      width: 46px;
      height: 46px;
      border-radius: 50%;
      background: var(--grad);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 20px;
      flex-shrink: 0;
      box-shadow: 0 4px 14px rgba(30, 94, 255, .35)
    }

    .tc-name {
      font-size: 15px;
      font-weight: 700;
      color: #fff;
      margin-bottom: 3px
    }

    .tc-course {
      font-size: 12px;
      color: rgba(255, 255, 255, .5)
    }

    .sl-nav {
      display: flex;
      justify-content: center;
      align-items: center;
      gap: 20px;
      margin-top: 44px
    }

    .sl-btn {
      width: 46px;
      height: 46px;
      border-radius: 50%;
      border: 1.5px solid rgba(255, 255, 255, .2);
      background: rgba(255, 255, 255, .06);
      color: #fff;
      font-size: 20px;
      cursor: pointer;
      display: flex;
      align-items: center;
      justify-content: center;
      transition: all .22s;
      font-family: sans-serif
    }

    .sl-btn:hover {
      background: var(--blue);
      border-color: var(--blue)
    }

    .sl-dots {
      display: flex;
      gap: 7px
    }

    .sdot {
      width: 8px;
      height: 8px;
      border-radius: 50%;
      background: rgba(255, 255, 255, .22);
      cursor: pointer;
      transition: all .25s
    }

    .sdot.on {
      background: var(--blue);
      width: 26px;
      border-radius: 4px
    }

    /* ─ FAQ ─ */
    .faq-sec {
      background: #F4F8FF
    }

    .faq-wrap {
      max-width: 820px;
      margin: 0 auto
    }

    .faq-item {
      background: #fff;
      border: 1.5px solid var(--border);
      border-radius: 16px;
      margin-bottom: 12px;
      overflow: hidden;
      transition: box-shadow .22s, border-color .22s
    }

    .faq-item.open {
      border-color: rgba(30, 94, 255, .3);
      box-shadow: 0 4px 20px rgba(30, 94, 255, .1)
    }

    .faq-q {
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 20px 26px;
      cursor: pointer;
      gap: 16px;
      user-select: none
    }

    .faq-q-text {
      font-family: 'DM Sans', sans-serif;
      font-size: 16px;
      font-weight: 600;
      color: var(--navy)
    }

    .faq-item.open .faq-q-text {
      color: var(--blue)
    }

    .faq-tog {
      width: 30px;
      height: 30px;
      min-width: 30px;
      border-radius: 50%;
      background: var(--lb);
      display: flex;
      align-items: center;
      justify-content: center;
      transition: all .3s
    }

    .faq-tog svg {
      width: 14px;
      height: 14px;
      fill: none;
      stroke: var(--blue);
      stroke-width: 2.5;
      stroke-linecap: round;
      transition: transform .3s
    }

    .faq-item.open .faq-tog {
      background: var(--blue)
    }

    .faq-item.open .faq-tog svg {
      stroke: #fff;
      transform: rotate(45deg)
    }

    .faq-a {
      max-height: 0;
      overflow: hidden;
      transition: max-height .38s ease, padding .28s
    }

    .faq-a-inner {
      padding: 0 26px 22px;
      font-size: 14.5px;
      color: var(--text-muted);
      line-height: 1.8
    }

    .faq-item.open .faq-a {
      max-height: 220px
    }

    /* ─ FINAL CTA ─ */
    .cta-sec {
      background: linear-gradient(150deg, #05163A 0%, #0A1F44 50%, #1631A0 100%);
      padding: 120px 28px;
      text-align: center;
      position: relative;
      overflow: hidden
    }

    .cta-orb {
      position: absolute;
      top: 50%;
      left: 50%;
      transform: translate(-50%, -50%);
      width: 600px;
      height: 600px;
      background: radial-gradient(circle, rgba(30, 94, 255, .22) 0%, transparent 70%);
      pointer-events: none
    }

    .cta-sec .sec-tag {
      color: #7FBBFF;
      justify-content: center;
      margin-bottom: 20px
    }

    .cta-sec .sec-tag::before {
      background: #7FBBFF
    }

    .cta-sec h2 {
      font-size: clamp(28px, 4.5vw, 50px);
      font-weight: 800;
      color: #fff;
      margin-bottom: 20px;
      position: relative;
      line-height: 1.15
    }

    .cta-sec p {
      font-size: 17px;
      color: rgba(255, 255, 255, .7);
      line-height: 1.75;
      max-width: 560px;
      margin: 0 auto 44px;
      position: relative
    }

    .cta-btns {
      display: flex;
      justify-content: center;
      gap: 16px;
      flex-wrap: wrap;
      position: relative
    }

    /* ─ STICKY SIDEBAR ─ */
    .page-wrap {
      display: grid;
      grid-template-columns: 1fr 290px;
      gap: 44px;
      max-width: 1400px;
      margin: 0 auto;
      padding: 0 28px;
      align-items: start
    }

    .main-col {
      min-width: 0
    }

    .sidebar {
      position: sticky;
      top: 100px;
      display: flex;
      flex-direction: column;
      gap: 18px
    }

    .sb-card {
      background: #fff;
      border: 1.5px solid var(--border);
      border-radius: var(--r);
      padding: 24px;
      box-shadow: var(--sh)
    }

    .sb-title {
      font-size: 13px;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: 1px;
      color: var(--navy);
      margin-bottom: 16px;
      padding-bottom: 12px;
      border-bottom: 2px solid var(--lb)
    }

    .sb-card select,
    .sb-card input[type=email] {
      width: 100%;
      padding: 10px 13px;
      border: 1.5px solid rgba(30, 94, 255, .15);
      border-radius: 10px;
      font-size: 13px;
      font-family: 'Inter', sans-serif;
      color: var(--navy);
      background: #F4F8FF;
      appearance: none;
      outline: none;
      margin-bottom: 10px;
      transition: border-color .2s
    }

    .sb-card select:focus,
    .sb-card input:focus {
      border-color: var(--blue)
    }

    .sb-card input::placeholder {
      color: #A0B0C8
    }

    .sb-btn {
      width: 100%;
      background: var(--grad);
      color: #fff;
      font-family: 'DM Sans', sans-serif;
      font-size: 14px;
      font-weight: 700;
      padding: 12px;
      border-radius: 10px;
      border: none;
      cursor: pointer;
      transition: all .22s
    }

    .sb-btn:hover {
      transform: translateY(-2px);
      box-shadow: 0 6px 18px rgba(30, 94, 255, .35)
    }

    .sb-links {
      list-style: none
    }

    .sb-links li a {
      display: flex;
      align-items: center;
      gap: 8px;
      font-size: 13px;
      color: var(--navy);
      padding: 9px 0;
      border-bottom: 1px solid rgba(30, 94, 255, .07);
      transition: color .2s;
      font-weight: 500
    }

    .sb-links li:last-child a {
      border: none
    }

    .sb-links li a:hover {
      color: var(--blue)
    }

    .sb-links li a::before {
      content: '→';
      color: var(--blue);
      font-size: 12px
    }

    .sb-why-list {
      list-style: none
    }

    .sb-why-list li {
      display: flex;
      align-items: center;
      gap: 8px;
      font-size: 13px;
      color: #3D5280;
      padding: 7px 0;
      font-weight: 500
    }

    .sb-why-list li::before {
      content: '✓';
      color: #22C55E;
      font-weight: 700
    }

    .rt {
      font-size: 12px;
      color: var(--text-muted);
      text-align: center;
      margin-bottom: 12px
    }

    .rt strong {
      color: #22C55E
    }

    .help-btns {
      display: flex;
      flex-direction: column;
      gap: 8px
    }

    .hb {
      display: flex;
      align-items: center;
      gap: 10px;
      padding: 11px 14px;
      border-radius: 10px;
      font-size: 13px;
      font-weight: 600;
      cursor: pointer;
      border: none;
      transition: all .2s
    }

    .hb:hover {
      transform: translateX(3px)
    }

    .hb.chat {
      background: #EAF2FF;
      color: var(--blue)
    }

    .hb.wa {
      background: #DCFCE7;
      color: #16A34A
    }

    .hb.call {
      background: #FEF3C7;
      color: #B45309
    }

    /* ─ SCROLL REVEAL ─ */
    .rv {
      opacity: 0;
      transform: translateY(28px);
      transition: opacity .55s ease, transform .55s ease
    }

    .rv.v {
      opacity: 1;
      transform: translateY(0)
    }

    .rv.d1 {
      transition-delay: .08s
    }

    .rv.d2 {
      transition-delay: .16s
    }

    .rv.d3 {
      transition-delay: .24s
    }

    .rv.d4 {
      transition-delay: .32s
    }

    /* ─ RESPONSIVE ─ */
    @media(max-width:1200px) {
      .page-wrap {
        grid-template-columns: 1fr;
        padding: 0
      }

      .sidebar {
        display: none
      }

      .factors-grid {
        grid-template-columns: repeat(2, 1fr)
      }

      .pricing-grid {
        grid-template-columns: repeat(4, 1fr);
        gap: 16px
      }

      .included-grid {
        grid-template-columns: repeat(2, 1fr)
      }

      .pay-grid {
        grid-template-columns: repeat(2, 1fr)
      }

      .disc-grid {
        grid-template-columns: repeat(3, 1fr)
      }

      .calc-grid {
        grid-template-columns: 1fr 1fr
      }

      .hero-inner {
        grid-template-columns: 1fr
      }

      .pc-head {
        padding: 22px 18px 18px
      }

      .pc-body {
        padding: 18px 18px
      }

      .pc-name {
        font-size: 18px
      }
    }

    @media(max-width:900px) {
      .pricing-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px
      }

      .pc-head {
        padding: 28px 24px 22px
      }

      .pc-body {
        padding: 22px 24px
      }

      .pc-name {
        font-size: 21px
      }

      .pc.featured {
        transform: none
      }
    }

    @media(max-width:768px) {
      .sec {
        padding: 70px 0
      }

      .hero {
        padding: 80px 20px 60px
      }

      .pricing-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 16px
      }

      .pc.featured {
        transform: none
      }

      .pc.featured:hover {
        transform: translateY(-8px)
      }

      .factors-grid {
        grid-template-columns: 1fr 1fr
      }

      .included-grid {
        grid-template-columns: 1fr 1fr
      }

      .pay-grid {
        grid-template-columns: 1fr 1fr
      }

      .disc-grid {
        grid-template-columns: 1fr 1fr
      }

      .calc-grid {
        grid-template-columns: 1fr
      }

      .calc-box {
        padding: 28px 20px
      }

      .calc-result {
        grid-template-columns: 1fr
      }

      .cr-item {
        border-right: none;
        border-bottom: 1px solid rgba(30, 94, 255, .12)
      }

      .cr-item:last-child {
        border-bottom: none
      }

      .pay-security {
        gap: 18px
      }

      .cmp-table th,
      .cmp-table td {
        padding: 12px 12px;
        font-size: 12px
      }

      .hero-btns {
        flex-direction: column
      }
    }

    @media(max-width:540px) {
      .pricing-grid {
        grid-template-columns: 1fr
      }

      .factors-grid {
        grid-template-columns: 1fr
      }

      .included-grid {
        grid-template-columns: 1fr
      }

      .pay-grid {
        grid-template-columns: 1fr
      }

      .disc-grid {
        grid-template-columns: 1fr
      }

      .trust-row {
        gap: 7px
      }
    }